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Debt Wave 1
Debt Wave
PHONE: 1-866-354-5808

Debt Wave

Debt Wave Credit Counseling Inc. comes in as our number two company. Debt Wave currently works in 48 states and offers a variety of credit counseling programs which makes them a good option as a debt consolidation company. Their customer service department is very knowledgeable and is eager to help you out with any debt consolidation questions that you may have. In our opinion Debt Wave is a good company to help you with your debt issues but we were more impressed with Accredited Debt Relief’s debt consolidation staff and experts because they were more detailed when answering our debt consolidation questions.

Program Variety starstar
Debt Wave Credit Counseling currently only offers a debt management or credit counseling program. This programs however are great for some individuals but we would like to see them give the clients more options as not all clients are the same or have the same financial needs.

Associations starstarstarstarstar
Debt Wave is a member of the NFCC (National Foundation For Credit Counseling), American Association of Credit Counselors and the ISO (International Standards Organization). These are all good associations to be members of.

Program Costs starstarstarstar
Debt Wave charges an initial one time setup fee that is based upon how much debt you enroll into their credit counseling program. Debt Wave then also charges up anywhere from $49-$75 per month depending on what state you reside in. These fees are in line with most other companies who only offer credit counseling programs.

Industry Reputation starstarstarstar
Debt Wave has a very good reputation in the industry. Granted they aren’t one of the largest firms out there but they have been around for quite some time now.

Complaints starstarstar
Debt Wave offers some great programs and we only found a few complaints about them.

State Coverage starstarstarstarstar
Debt Wave provides access to credit counseling programs in 48 states. This is a good coverage of states, but not the most out of all the companies we have reviewed. They currently cannot assist clients in the state of Maryland and Colorado.

Overall starstarstarstar
We are impressed by what Debt Wave Credit Counseling Inc. has to offer and they have earned our #2 spot.

• Members of the NFCC
• Members of the ISO

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